/* ============================================================
   PRIMENEST PROPERTIES — styles.css
   Aesthetic: Refined luxury editorial / warm professional
   Fonts: Cormorant Garamond (display) + DM Sans (body)
============================================================ */

/* ── CSS Variables ── */
:root {
  --navy:       #1a2332;
  --navy-mid:   #243044;
  --navy-light: #2e3d54;
  --gold:       #c9a84c;
  --gold-light: #e2c47a;
  --gold-pale:  #f5ecd4;
  --cream:      #faf8f4;
  --white:      #ffffff;
  --text:       #2a2a2a;
  --text-mid:   #4a4a4a;
  --text-light: #777777;
  --border:     #e5e0d8;
  --green:      #2d7a4f;
  --green-bg:   #e8f5ee;

  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body:    'DM Sans', system-ui, sans-serif;

  --radius:     8px;
  --radius-lg:  16px;
  --shadow-sm:  0 2px 8px rgba(0,0,0,0.07);
  --shadow-md:  0 8px 32px rgba(0,0,0,0.10);
  --shadow-lg:  0 20px 60px rgba(0,0,0,0.15);

  --max-width:  1200px;
  --section-pad: 100px;
}

/* ── Reset & Base ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--cream);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a {
  color: inherit;
  text-decoration: none;
}

ul { list-style: none; }

/* ── Utility ── */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 32px;
}

.section { padding: var(--section-pad) 0; }

.section--dark {
  background: var(--navy);
  color: var(--white);
}

.section--warm {
  background: #f5ede0;
}

/* ── Typography ── */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.2;
}

h1 { font-size: clamp(2.8rem, 5vw, 4.5rem); letter-spacing: -0.02em; }
h2 { font-size: clamp(2rem, 3.5vw, 3rem); letter-spacing: -0.01em; }
h3 { font-size: clamp(1.4rem, 2.5vw, 1.85rem); }
h4 { font-size: 1.25rem; }

em { font-style: italic; color: var(--gold); }

p { font-size: 1rem; line-height: 1.75; color: var(--text-mid); }

.section--dark p { color: rgba(255,255,255,0.75); }

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.9rem;
  letter-spacing: 0.03em;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all 0.2s ease;
  text-transform: uppercase;
}

.btn--primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.btn--primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(201,168,76,0.35);
}

.btn--nav {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
  padding: 10px 22px;
  font-size: 0.82rem;
}

.btn--nav:hover {
  background: var(--navy);
  color: var(--white);
}

.btn--full { width: 100%; }

.btn--lg {
  padding: 18px 40px;
  font-size: 1rem;
}

/* ── Section Header ── */
.section-header {
  text-align: center;
  max-width: 740px;
  margin: 0 auto 72px;
}

.section-header--light .section-title { color: var(--white); }

.section-eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
}

.section-eyebrow--light { color: var(--gold-light); }

.section-title {
  color: var(--navy);
  margin-bottom: 20px;
}

.section-sub {
  font-size: 1.1rem;
  color: var(--text-mid);
  max-width: 600px;
  margin: 0 auto;
}

.section-sub--light { color: rgba(255,255,255,0.7); }

/* ============================================================
   NAVIGATION
============================================================ */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: rgba(250,248,244,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  transition: box-shadow 0.3s ease;
}

.nav.scrolled {
  box-shadow: var(--shadow-md);
}

.nav__inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 32px;
  height: 72px;
  display: flex;
  align-items: center;
  gap: 40px;
}

.nav__logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex-shrink: 0;
}

.nav__logo-mark {
  width: 38px;
  height: 38px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
}

.nav__logo-text {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--navy);
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.nav__logo-text em {
  font-style: italic;
  font-size: 0.72rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  font-family: var(--font-body);
  font-weight: 400;
}

.nav__links {
  display: flex;
  align-items: center;
  gap: 32px;
  margin-left: auto;
}

.nav__links a {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-mid);
  letter-spacing: 0.02em;
  transition: color 0.2s;
}

.nav__links a:hover { color: var(--navy); }

.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  margin-left: auto;
}

.nav__hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  transition: all 0.3s ease;
}

.nav__mobile {
  display: none;
  padding: 20px 32px 28px;
  border-top: 1px solid var(--border);
  background: var(--cream);
}

.nav__mobile ul { display: flex; flex-direction: column; gap: 4px; }

.nav__mobile a {
  display: block;
  padding: 12px 0;
  font-weight: 500;
  color: var(--text);
  border-bottom: 1px solid var(--border);
}

.nav__mobile .btn {
  margin-top: 16px;
  width: 100%;
  justify-content: center;
}

.nav__mobile.open { display: block; }

/* ============================================================
   HERO
============================================================ */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding-top: 72px;
}

/* Dual-panel split background */
.hero__split {
  position: absolute;
  inset: 0;
  display: flex;
}

.hero__split-panel {
  flex: 1;
  position: relative;
}

/* Three-panel hero showing all three home tiers */
.hero__split {
  position: absolute;
  inset: 0;
  display: flex;
}

.hero__split-panel {
  flex: 1;
  position: relative;
}

/* Distressed / overgrown neglected home */
.hero__split-panel--a {
  background-image:
    linear-gradient(135deg, rgba(26,35,50,0.60) 0%, rgba(26,35,50,0.40) 100%),
    url('https://images.unsplash.com/photo-1475948164010-cc59f24dc719?w=800&auto=format&fit=crop');
  background-size: cover;
  background-position: center;
}

/* Decent 1990s ranch style home */
.hero__split-panel--b {
  background-image:
    linear-gradient(135deg, rgba(26,35,50,0.45) 0%, rgba(26,35,50,0.25) 100%),
    url('https://images.unsplash.com/photo-1480074568708-e7b720bb3f09?w=800&auto=format&fit=crop');
  background-size: cover;
  background-position: center;
}

/* 2005 two-story home with pine trees */
.hero__split-panel--c {
  background-image:
    linear-gradient(135deg, rgba(26,35,50,0.40) 0%, rgba(26,35,50,0.20) 100%),
    url('https://images.unsplash.com/photo-1570129477492-45c003edd2be?w=800&auto=format&fit=crop');
  background-size: cover;
  background-position: center;
}

/* When real images are added, use:
   background-image: url('your-pristine-home.jpg');
   background-size: cover;
   background-position: center;
*/

.hero__img-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to bottom, rgba(26,35,50,0.2), rgba(26,35,50,0.6));
}

.hero__panel-label {
  position: absolute;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%);
  background: rgba(0,0,0,0.45);
  backdrop-filter: blur(8px);
  color: white;
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: 30px;
  white-space: nowrap;
}

.hero__split-divider { display: none; }

/* Hero content layer */
.hero__content {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 60px 32px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 24px;
}

.hero__badge {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 7px 16px;
  border-radius: 30px;
}

.hero__headline {
  color: var(--white);
  text-shadow: 0 2px 20px rgba(0,0,0,0.4);
  max-width: 680px;
}

.hero__sub {
  color: rgba(255,255,255,0.9);
  font-size: 1.15rem;
  max-width: 560px;
  line-height: 1.7;
  text-shadow: 0 1px 8px rgba(0,0,0,0.3);
}

.hero__trust {
  display: flex;
  align-items: center;
  gap: 12px;
  color: rgba(255,255,255,0.8);
  font-size: 0.85rem;
  font-weight: 500;
}

.hero__trust .divider { opacity: 0.4; }

/* ── Hero Form Card ── */
.hero__form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px;
  width: 100%;
  max-width: 500px;
  box-shadow: var(--shadow-lg);
}

.form-steps__track {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: 28px;
}

.form-step-dot {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--border);
  color: var(--text-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 700;
  flex-shrink: 0;
  transition: all 0.3s ease;
}

.form-step-dot.active {
  background: var(--navy);
  color: var(--white);
}

.form-step-dot.done {
  background: var(--green);
  color: var(--white);
}

.form-step-line {
  flex: 1;
  height: 2px;
  background: var(--border);
  transition: background 0.3s;
}

.form-step-line.done { background: var(--green); }

.form-panel {
  display: none;
  flex-direction: column;
  gap: 12px;
  animation: fadeIn 0.3s ease;
}

.form-panel.active { display: flex; }

.form-panel__label {
  font-weight: 600;
  font-size: 1rem;
  color: var(--navy);
  margin-bottom: 4px;
}

.form-input {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--text);
  transition: border-color 0.2s;
  background: var(--cream);
}

.form-input:focus {
  outline: none;
  border-color: var(--navy);
  background: var(--white);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.form-chips {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}

.chip {
  padding: 10px 12px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  background: var(--cream);
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-mid);
  cursor: pointer;
  transition: all 0.2s;
}

.chip:hover, .chip.selected {
  border-color: var(--navy);
  background: var(--navy);
  color: var(--white);
}

.form-note {
  font-size: 0.75rem;
  color: var(--text-light);
  text-align: center;
  margin-top: 4px;
}

.form-consent {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding: 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  background: var(--cream);
  transition: border-color 0.2s, box-shadow 0.2s;
}

.form-consent:focus-within {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(18, 32, 47, 0.08);
}

.form-consent__title {
  margin: 0;
  color: var(--navy);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.form-consent__label {
  display: grid;
  grid-template-columns: 22px 1fr;
  gap: 12px;
  align-items: start;
  color: var(--text);
  font-size: 0.76rem;
  line-height: 1.45;
  cursor: pointer;
}

.form-consent__label input {
  width: 22px;
  height: 22px;
  margin: 1px 0 0;
  accent-color: var(--navy);
  cursor: pointer;
}

.form-consent__label a {
  color: var(--navy);
  font-weight: 600;
  text-decoration: underline;
}

.form-consent__helper {
  margin: 0;
  padding-left: 34px;
  color: var(--text-light);
  font-size: 0.72rem;
  line-height: 1.45;
}

.form-note--consent {
  font-size: 0.7rem;
  line-height: 1.5;
  color: var(--text-light);
  text-align: center;
  border-top: 1px solid var(--border);
  padding-top: 10px;
  margin-top: 8px;
}

.form-note--consent a {
  color: var(--navy);
  text-decoration: underline;
  text-decoration-color: var(--gold);
}

.form-error {
  min-height: 1.2em;
  color: #c0392b;
  font-size: 0.82rem;
  line-height: 1.4;
  text-align: center;
}

.btn:disabled {
  cursor: not-allowed;
  opacity: 0.7;
}

/* Success state */
.form-success {
  text-align: center;
  padding: 20px 0;
}

.form-success__icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--green-bg);
  color: var(--green);
  font-size: 1.5rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
}

.form-success h3 {
  font-family: var(--font-display);
  font-size: 1.6rem;
  color: var(--navy);
  margin-bottom: 8px;
}

.form-success p { font-size: 0.95rem; }

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ============================================================
   WHY CASH — 4-Column Cards
============================================================ */
.why-cash {
  background: var(--white);
}

.cards-grid--4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.card {
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  position: relative;
  transition: all 0.3s ease;
}

.card--hover:hover {
  border-color: var(--gold);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.card__icon {
  font-size: 1.5rem;
  color: var(--gold);
  font-family: var(--font-display);
  margin-bottom: 16px;
  display: block;
}

.card__title {
  font-family: var(--font-display);
  font-size: 1.35rem;
  color: var(--navy);
  margin-bottom: 6px;
}

.card__sub {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
}

.card__body {
  font-size: 0.95rem;
  color: var(--text-mid);
  margin-bottom: 20px;
  line-height: 1.7;
}

.card__list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.card__list li {
  font-size: 0.87rem;
  color: var(--text-mid);
  padding-left: 20px;
  position: relative;
}

.card__list li::before {
  content: '→';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-size: 0.75rem;
}

/* ============================================================
   PROCESS
============================================================ */
.process-steps {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 0;
}

.process-step {
  display: grid;
  grid-template-columns: 80px 1fr;
  gap: 0 32px;
  position: relative;
  padding-bottom: 48px;
}

.process-step:last-child { padding-bottom: 0; }

.process-step__number {
  font-family: var(--font-display);
  font-size: 3.5rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  padding-top: 4px;
  position: relative;
}

.process-step__number::after {
  content: '';
  position: absolute;
  left: 50%;
  top: 64px;
  bottom: -48px;
  width: 1px;
  background: linear-gradient(to bottom, var(--gold), transparent);
}

.process-step:last-child .process-step__number::after { display: none; }

.process-step__content h3 {
  color: var(--white);
  margin-bottom: 12px;
  font-size: 1.45rem;
}

.process-step__content p { margin-bottom: 12px; }

.process-step__detail {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.5) !important;
  font-style: italic;
}

.process-cta {
  text-align: center;
  margin-top: 64px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
}

.process-cta p { color: rgba(255,255,255,0.5); font-size: 0.85rem; }

/* ============================================================
   COMPARISON TABLE
============================================================ */
.comparison { background: var(--cream); }

.table-wrap {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.compare-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  font-size: 0.92rem;
}

.compare-table thead th {
  padding: 24px 24px 20px;
  text-align: center;
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 600;
}

.compare-table th.compare-table__feature {
  text-align: left;
  color: var(--text-light);
  font-family: var(--font-body);
  font-size: 0.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  width: 30%;
  background: var(--cream);
}

.compare-table th.compare-table__us {
  background: var(--navy);
  color: var(--white);
  border-radius: 12px 12px 0 0;
}

.compare-table th.compare-table__us span {
  display: block;
  font-family: var(--font-body);
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 500;
  margin-top: 4px;
}

.compare-table th.compare-table__them {
  background: var(--cream);
  color: var(--text-mid);
}

.compare-table th.compare-table__them span {
  display: block;
  font-family: var(--font-body);
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-light);
  font-weight: 400;
  margin-top: 4px;
}

.compare-table tbody tr {
  border-bottom: 1px solid var(--border);
}

.compare-table tbody tr:last-child { border-bottom: none; }

.compare-table tbody td {
  padding: 16px 24px;
  vertical-align: middle;
}

.compare-table tbody td:first-child {
  font-weight: 500;
  color: var(--text);
  font-size: 0.9rem;
}

.compare-table tbody td.win {
  background: rgba(26,35,50,0.03);
  text-align: center;
}

.compare-table tbody td:last-child {
  color: var(--text-light);
  text-align: center;
}

.badge {
  display: inline-block;
  padding: 5px 12px;
  border-radius: 30px;
  font-size: 0.8rem;
  font-weight: 600;
}

.badge--green {
  background: var(--green-bg);
  color: var(--green);
}

.comparison-footnote {
  margin-top: 40px;
  text-align: center;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.comparison-footnote p { font-size: 0.9rem; margin-bottom: 12px; }

.link-arrow {
  font-weight: 600;
  color: var(--navy);
  text-decoration: none;
  border-bottom: 1px solid var(--gold);
  padding-bottom: 2px;
  transition: color 0.2s;
}

.link-arrow:hover { color: var(--gold); }

/* ============================================================
   SPECTRUM — Any Condition
============================================================ */
.spectrum { background: var(--white); }

.spectrum-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  margin-bottom: 80px;
}

.spectrum-block--b {
  direction: rtl;
}

.spectrum-block--b > * { direction: ltr; }

.spectrum-block__visual {
  border-radius: var(--radius-lg);
  overflow: hidden;
  position: relative;
  min-height: 420px;
  display: flex;
  align-items: flex-end;
  padding: 28px;
}

.spectrum-block__visual--pristine {
  background: linear-gradient(135deg, #d4c5a9 0%, #b09a7a 100%);
}

.spectrum-block__visual--fixer {
  background: linear-gradient(135deg, #8a8a8a 0%, #555 100%);
}

.spectrum-block__badge {
  position: absolute;
  top: 20px;
  left: 20px;
  background: var(--gold);
  color: var(--navy);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 30px;
}

/* Decorative SVG house placeholder icons */
.placeholder-home {
  position: absolute;
  bottom: 30px;
  left: 50%;
  transform: translateX(-50%);
  width: 200px;
  height: 160px;
  opacity: 0.25;
}

.placeholder-home::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 10%;
  width: 80%;
  height: 65%;
  border-radius: 4px;
}

.placeholder-home--nice::before { background: rgba(255,255,255,0.9); }
.placeholder-home--fixer::before { background: rgba(255,255,255,0.7); }

.placeholder-home::after {
  content: '';
  position: absolute;
  bottom: 65%;
  left: 0;
  right: 0;
  height: 45%;
  clip-path: polygon(50% 0%, 0% 100%, 100% 100%);
}

.placeholder-home--nice::after { background: rgba(255,255,255,0.9); }
.placeholder-home--fixer::after { background: rgba(255,255,255,0.7); }

/* Spectrum copy */
.spectrum-block__copy h3 {
  color: var(--navy);
  margin-bottom: 20px;
  font-size: 1.7rem;
}

.spectrum-block__copy p { margin-bottom: 16px; }

/* Math block */
.math-block {
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  margin: 24px 0;
}

.math-block__label {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-light);
  margin-bottom: 14px;
}

.math-items { display: flex; flex-direction: column; gap: 8px; }

.math-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.9rem;
  padding: 8px 0;
  border-bottom: 1px solid var(--border);
}

.math-item:last-child { border-bottom: none; }

.math-item--total {
  font-weight: 700;
  font-size: 1rem;
  padding-top: 12px;
}

.math-item__value--neg { color: #c0392b; font-weight: 600; }

.math-block__note {
  font-size: 0.8rem !important;
  color: var(--text-light) !important;
  margin-top: 12px;
  margin-bottom: 0 !important;
  font-style: italic;
}

/* Check list */
.check-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 20px 0 28px;
}

.check-list li {
  font-size: 0.92rem;
  color: var(--text-mid);
  padding-left: 24px;
  position: relative;
}

.check-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--green);
  font-weight: 700;
}

/* Spectrum divider */
.spectrum-divider {
  text-align: center;
  position: relative;
  margin: 60px 0;
}

.spectrum-divider::before {
  content: '';
  position: absolute;
  left: 0;
  right: 0;
  top: 50%;
  height: 1px;
  background: var(--border);
}

.spectrum-divider span {
  position: relative;
  background: var(--white);
  padding: 0 24px;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--text-light);
}

/* As-Is grid */
.as-is-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 8px;
  margin: 20px 0;
}

.as-is-item {
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 10px 14px;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-mid);
  display: flex;
  align-items: center;
  gap: 8px;
}

.as-is-item::before {
  content: '✓';
  color: var(--green);
  font-weight: 700;
  flex-shrink: 0;
}

.as-is-note {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
  font-style: italic;
  margin-bottom: 20px !important;
}

/* ============================================================
   OFFER MATH
============================================================ */
.offer-math-layout { max-width: 900px; margin: 0 auto; }

.formula-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px;
  margin-bottom: 40px;
  box-shadow: var(--shadow-sm);
}

.formula-card h3 {
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--navy);
  margin-bottom: 28px;
  text-align: center;
}

.formula {
  display: flex;
  flex-direction: column;
  gap: 0;
  align-items: center;
}

.formula-item {
  width: 100%;
  max-width: 480px;
  padding: 14px 24px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 1rem;
  text-align: center;
}

.formula-item--positive { background: var(--navy); color: var(--white); }
.formula-item--neutral { background: var(--cream); color: var(--text-mid); border: 1px solid var(--border); }
.formula-item--result { background: var(--gold); color: var(--navy); font-size: 1.1rem; }

.formula-operator {
  font-size: 1.5rem;
  color: var(--text-light);
  padding: 4px 0;
  font-weight: 300;
}

.formula-note {
  text-align: center;
  font-size: 0.85rem;
  color: var(--text-light);
  margin-top: 20px;
  font-style: italic;
}

.offer-math-scenarios {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.scenario-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-sm);
}

.scenario-card h4 {
  font-family: var(--font-display);
  font-size: 1.2rem;
  color: var(--navy);
  margin-bottom: 12px;
}

.scenario-card p { font-size: 0.9rem; margin-bottom: 16px; }

.scenario-math {
  background: var(--cream);
  border-radius: var(--radius);
  padding: 16px;
  margin: 16px 0;
}

.scenario-line {
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  padding: 6px 0;
  border-bottom: 1px solid var(--border);
  color: var(--text-mid);
}

.scenario-line:last-child { border-bottom: none; }

.scenario-line--result {
  font-weight: 700;
  color: var(--navy);
  font-size: 0.95rem;
  padding-top: 10px;
}

.scenario-note {
  font-size: 0.82rem !important;
  color: var(--text-light) !important;
  font-style: italic;
  margin-bottom: 0 !important;
}

.trust-callout {
  background: var(--navy);
  color: rgba(255,255,255,0.85);
  border-radius: var(--radius-lg);
  padding: 32px 40px;
  margin-top: 32px;
  text-align: center;
  font-size: 1rem;
  line-height: 1.7;
  border-left: 4px solid var(--gold);
}

.trust-callout p { color: rgba(255,255,255,0.85); font-size: 1rem; }

/* ============================================================
   FAQ
============================================================ */
.faq { background: var(--cream); }

.faq-grid {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 0;
}

.faq-item {
  border-bottom: 1px solid var(--border);
}

.faq-q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
  transition: color 0.2s;
}

.faq-q:hover { color: var(--gold); }

.faq-icon {
  font-size: 1.4rem;
  font-weight: 300;
  color: var(--gold);
  flex-shrink: 0;
  transition: transform 0.3s ease;
  font-family: var(--font-body);
}

.faq-q[aria-expanded="true"] .faq-icon {
  transform: rotate(45deg);
}

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
}

.faq-a.open {
  max-height: 600px;
  padding-bottom: 24px;
}

.faq-a p { font-size: 0.95rem; line-height: 1.8; }

/* ============================================================
   FINAL CTA
============================================================ */
.final-cta__inner {
  text-align: center;
  max-width: 640px;
  margin: 0 auto;
}

.final-cta__inner h2 {
  color: var(--white);
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  margin-bottom: 16px;
}

.final-cta__inner p { margin-bottom: 32px; }

.final-cta__contact {
  margin-top: 32px;
}

.final-cta__contact p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: 8px;
}

.final-cta__phone {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 0.02em;
}

.final-cta__phone:hover { color: var(--gold-light); }

/* ============================================================
   FOOTER
============================================================ */
.footer {
  background: #0f1720;
  color: rgba(255,255,255,0.65);
  padding: 64px 0 32px;
}

.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1.5fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer__brand .footer__logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
}

.footer__brand .footer__logo span:last-child {
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--white);
}

.footer__brand p {
  font-size: 0.87rem;
  line-height: 1.7;
  margin-bottom: 12px;
}

.footer__legal {
  font-size: 0.75rem !important;
  opacity: 0.5;
  font-style: italic;
}

.footer__links h4, .footer__contact h4 {
  font-family: var(--font-body);
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 20px;
}

.footer__links ul { display: flex; flex-direction: column; gap: 10px; }

.footer__links a {
  font-size: 0.9rem;
  transition: color 0.2s;
}

.footer__links a:hover { color: var(--white); }

.footer__contact p {
  font-size: 0.9rem;
  line-height: 1.8;
  margin-bottom: 4px;
}

.footer__contact a {
  color: rgba(255,255,255,0.65);
  transition: color 0.2s;
}

.footer__contact a:hover { color: var(--gold); }

.footer__bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 28px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.footer__bottom p { font-size: 0.8rem; }

.footer__bottom-links {
  display: flex;
  gap: 24px;
}

.footer__bottom-links a {
  font-size: 0.8rem;
  transition: color 0.2s;
}

.footer__bottom-links a:hover { color: var(--white); }

/* ============================================================
   SCROLL REVEAL ANIMATIONS
============================================================ */
[data-reveal] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

[data-reveal].revealed {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================================
   RESPONSIVE
============================================================ */
@media (max-width: 1024px) {
  .cards-grid--4 {
    grid-template-columns: repeat(2, 1fr);
  }

  .spectrum-block {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .spectrum-block--b { direction: ltr; }

  .offer-math-scenarios {
    grid-template-columns: 1fr;
  }

  .footer__grid {
    grid-template-columns: 1fr 1fr;
  }

  .footer__brand { grid-column: 1 / -1; }
}

@media (max-width: 768px) {
  :root {
    --section-pad: 64px;
  }

  .nav__links, .btn--nav { display: none; }
  .nav__hamburger { display: flex; }

  .hero__content { padding: 40px 24px; }

  .hero__form-card { max-width: 100%; }

  .form-row { grid-template-columns: 1fr; }

  .cards-grid--4 { grid-template-columns: 1fr; gap: 16px; }

  .process-step { grid-template-columns: 56px 1fr; gap: 0 20px; }

  .spectrum-block__visual { min-height: 280px; }

  .footer__grid { grid-template-columns: 1fr; gap: 32px; }
  .footer__brand { grid-column: auto; }

  .footer__bottom {
    flex-direction: column;
    gap: 16px;
    text-align: center;
  }

  .compare-table thead th { padding: 16px 12px; }
  .compare-table tbody td { padding: 12px; font-size: 0.82rem; }

  .formula-card { padding: 24px; }

  .as-is-grid { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .container { padding: 0 20px; }

  h1 { font-size: 2.4rem; }
  h2 { font-size: 1.8rem; }

  .hero__trust { flex-wrap: wrap; gap: 8px; }
  .hero__trust .divider { display: none; }

  .hero__form-card { padding: 24px; }

  .section-header { margin-bottom: 48px; }

  .math-block { padding: 16px; }
}